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How much pension do you need?

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Total period: jaar

Indication accumulated capital

This is the total amount of money. With this money you eventually have to buy an annuity, for a certain period. In The Netherlands this period has to be at least 5 years.
Indication total accumulated capital

Indication monthly gross payout

This is an indication of the monthly amounts that you are able to find in the market with the current interest rates for the period you choose. Purchasing power IN. So, what would this amount be in today's euro.
Indication monthly (gross) income

Purchasing power: €
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In case your employer does not pay for your membership fees, with the date you entered, BrightPensioen can be less interesting for you. Want to know what you can do about this? Contact us: 020 – 70 70 540.

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What's the result of starting years later?

€ − % less

Disclaimer

This tool gives you an indication of the capital you can accumulate and the corresponding monthly payout amounts. Calculated with the contribution, period and yield you can enter and alter yourself. The yearly membership fee is not taken into account in the contribution or in the results, since these are charges separately. And usually paid by your employer. The shown amounts are merely an indication and this indication is not an advice in any form. The actual results are dependent of various factors and circumstances. The value of your investments can fluctuate. Past performance is no guide to future performance. Here you find the calculations explained (Dutch).

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Calculate your annual allowance and tax refund

What was your income in 2024?

Heb je in 2024 pensioen opgebouwd in loondienst?

Factor A

With an income below the thresshold of € 18.475 there is no yearly allowance
Your max. contribution in 2025
Max. allowance 2025

Saving for retirement is tax-beneficial. Therefore there is a maximum on what you can contribute per year. Your annual allowance (in Dutch: jaarruimte) is based on your income of the previous year. Want to know more? Give us a call or contact your financial or tax advisor.

Indication tax return
Based on max. allowance

The amounts provided are indicative and may vary based on your income in previous years and whether you had any pension provisions during those years. During the payout phase, income tax will be applicable. For the indicated tax return, we have used a tax rate of 36.97%, and for incomes of € 75.518 or higher, a rate of 49.50%. Please note that these rates may vary depending on individual circumstances.

What makes us unique?

  • Fixed-fee revenue model

    We don’t earn from your pension. Our members profit from that.

  • We are a social enterprise

    Our goal is not to maximize profit, but to maximize your pension.

  • We have a cooperative model

    Every member is also co-owner and will share in future profits.