Our goal: 6% return
Our Bright LifeCycle Fund portfolio comprises ETFs of globally diversified sustainable equities and bonds. Additionally, we invest in green bonds. The fund consists of two sub-funds:
- Growth Sub-Fund: Primarily contains equities.
- Income Sub-Fund: Primarily contains bonds and green bonds.
The objective of our Bright LifeCycle Fund is to achieve a return of 4% above inflation for as many participants as possible. Therefore, with a long-term inflation rate of 2%, the target return is 6%.
Composition of Bright LifeCycle Fund
Growth
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Global Stocks ETFs
- Amundi Index MSCI Japan SRI PAB (hedged)
- Amundi MSCI World SRI PAB UCITS ETF
- Amundi MSCI USA SRI PAB UCITS ETF
- Amundi MSCI Emerging Markets SRI PAB UCITS ETF
- UBS MSCI World Socially Responsible UCITS ETF
- UBS MSCI World Small Cap Socially Responsible UCITS ETF
- UBS MSCI European Monetary Union Soc. Resp. UCITS ETF
- UBS ETF (LU) MSCI Euro Area Liquid Corp. Sust.UCITS
- iShares MSCI EMU Paris-Aligned Climate UCITS ETF
- iShares MSCI USA SRI UCITS ETF
- iShares MSCI Emerging Markets SRI UCITS ETF
- iShares MSCI Japan SRI UCITS ETF
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Corporate Bonds and Green Bonds from Companies
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Government Bonds and Green Bonds from (Supra)national Institutions
Composition of Bright LifeCycle Fund
Income
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Corporate Bonds and Green Bonds from Companies
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Government Bonds and Green Bonds from (Supra)national Institutions